There are many specialist insurers who can offer relatively inexpensive cover for all major cancers, terminal illness, life and of course ordinary life insurance. Paying a little attention to your options now could also help save yourself and your family lots of extra stress later.

You can choose the correct level required to help provide for a mortgage, bills and maintaining your family lifestyle and many respected providers offer low cost life insurance (including cover for the over 50s) with online quotes.

Additional incentives are also available to help you pay less including discounts for online applications and insurance products that reward you for leading a healthier lifestyle.

Making the decision now to at least finding out what it would cost to ensure your finances in the event of an accident will hopefully go a long way in ensuring you make sure that money is not one of the things you or your loved ones will need to worry about in the event of a family crisis.

By taking life & health cover your family's finances will be one less thing to worry about. You can choose the level required to help provide for a mortgage, bills and maintaining your family's lifestyle. 

Standard life insurance cover is available from around £5 per month and many providers can often offer instant cover

The available savings on life & health insurance may not be the same for everyone so please remember to view any current terms and conditions or any qualifying criteria that may be applied to any discount offered on the individual providers website.